AOAAdvantage PLUS Website Security Policy

AOAAdvantage PLUS strongly believes it has a responsibility to protect from disclosure to unauthorized parties the personally identifiable information (name, address, date of birth, social security number, etc.) of its website users. Therefore, AOAAdvantage PLUS has adopted and implemented a website security policy to protect account information of its website users.

Notice and Disclosures

AOAAdvantage PLUS will not sell, trade, nor disclose the personally identifiable information of its website users to any unauthorized third parties.

Data Quality and Access

AOAAdvantage PLUS takes all steps possible to ensure that the data on the website is accurate. If something is found to be inaccurate AOAAdvantage PLUS will make every effort to correct said information as accurately as possible. If it is found to be an inaccuracy with the entire system AOAAdvantage PLUS will work swiftly to correct the problem so that your web experience is as trouble-free as possible. Any change to your user account will not be reflected on the website until the following business day. The information contained on the AOAAdvantage PLUS website is subject to change without prior advance notice.

AOAAdvantage PLUS uses cookies to enhance the website experience for its registered users. A cookie is a small file that is stored on the users hard drive. AOAAdvantage PLUS uses this file to maintain certain information about the user as they move between pages. Upon closing your browser, the cookie becomes inactive and a new one will be created the next time you sign on to use one of the password protected features on the AOAAdvantage PLUS site. Most browsers are shipped to accept cookies, but this is a function that can be controlled by the user. However, many of the services offered on the website may not run optimally or at all without cookies enabled.

If you have not registered with the AOAAdvantage PLUS website you are considered an anonymous user and certain information such as your IP Address and time spent on pages may be collected. This non-personal information is collected in order to monitor any unauthorized uses or access to the AOAAdvantage PLUS Student Loan Consolidations site. Anyone caught attempting to harm, steal information from, or otherwise damage the AOAAdvantage PLUS website will be prosecuted to the full extent of the law.

Data Security

AOAAdvantage PLUS takes security very seriously and has therefore taken every precaution to secure our borrowers information. In order to secure the users information, AOAAdvantage PLUS has implemented several security measures to prevent loss, theft, or misuse of any borrower data.

When borrowers use features on the AOAAdvantage PLUS website that involves the transferring of personal information, AOAAdvantage PLUS requires that a secure connection first be established using 128-bit Secure Socket Layer (SSL) technology. During a secure SSL session, data passed back and forth between the user’s computer and AOAAdvantage PLUS’ servers is secured through the use of public key cryptography. The user’s computer exchanges key information with AOAAdvantage PLUS' computers to create a private conversation that only the user’s computer and AOAAdvantage PLUS' systems may understand. The U.S. government regulates 128-bit encryption; it can only be used by citizens and permanent residents of the United States and Canada. To benefit from this security and to use many of the features on the AOAAdvantage PLUS site you will need to download a 128-bit enabled browser from Microsoft, Netscape, or another software company.

In addition to using 128-bit encryption in the browser, all account numbers that are stored in AOAAdvantage PLUS' databases are encrypted.

Each time you enter a secure connection while using the AOAAdvantage PLUS Student Loan Consolidations website your browser will notify you, unless the feature has been turned off. Please note that if you have left a secure connection all data sent to AOAAdvantage PLUS is over an unsecure connection.

When a user sends e-mail messages to AOAAdvantage PLUS, the return address may be used to respond to the inquiry. The content and address contained in the message will be permanently recorded so that it can be referenced in future communications between the borrower and AOAAdvantage PLUS. Email is not a secure means of transmitting information.

Contacting Us

If you have any questions regarding the AOAAdvantage PLUS Website Security Policy please contact the Student Assistance Foundation using the information below:

AOAAdvantage PLUS
Student Assistance Foundation
PO Box 5209
Helena, MT 59604-9947
E-Mail: aoadvantageplus@safmt.org
Phone: (866) 408-5626